January 2018Life Love and Hiccups: January 2018

Friday, 26 January 2018

Want To Teach Your Kids How To Start Saving? Here's How...

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Brought to you by Westpac

I’ve always had a bit of an entrepreneurial streak running through me. It dates back to one Christmas when I was six years old and my older brother paraded me around the neighbourhood with a piggy bank in hand.

Side by side, we would knock on the neighbourhood doors and then he would gently nudge shove me forward so that when our neighbours opened their doors - there I was ready to (*ahem*) delight them with my (lack of) singing skills.

My job was to look pathetically cute and burst into song as soon as that door opened.

Jingle bells, Silent Night… there were no restrictions put upon my Chrismassy repertoire…Ohhhh I cringe at the thought of me standing there, croaking and squeaking and then finishing with a flamboyant and somewhat awkward curtsy.

That said, if the truth be told, I will be forever grateful to my brother for introducing me to the entrepreneurial world at such a tender age, because that night as I sat on my bed holding my handful of 1, 2 and 5 cents pieces (I got the small coins as my cut of the earnings) my future was sealed and I was destined to go into business for myself however I could.

That’s not such a bad thing…. right?

Fast forward a few years and I am still making a living out of running my own businesses and I’ll happily puff out my chest and delight in the fact that at least one of my very own offspring is quite the budding entrepreneur too.

It would be amiss of me to not mention however, that he is yet to master the more ethical side of trading, evident by the fact that he once made quite a substantial amount from selling ‘bigger’ more ‘impressive looking’ $1 dollar coins to his little brother for $2 bucks a piece, thanks to a sales pitch that went something along the lines of ‘These $1 coins will fill your money box way quicker than those little $2 coins’.

But I’ve got to hand it to him… the kid knows how to slant a pitch.

I’d be lying if I said I wasn’t impressed.

His latest venture was possibly his most lucrative…

He took over the vacated locker of a friend who left his school and used it to black market lollies and chocolates to his school mates at recess and lunchtime. 


*cough cough* although again… perhaps somewhat unethical???

Alas, not to worry, this business didn’t last long as it was shut down pretty quickly once word got out amongst the school faculty… but not before he made a tidy little sum.

Although I admit I am somewhat in awe of this kid of mine, It’s probably about time I don my sensible parent pants and teach my little prodigy how he can turn his hard earned money (excuse me… I just choked a little there) into MORE money… by saving it.

We may not get everything right when it comes to decision making as parents… but I do think that teaching our kids about the importance of saving money for their future is a no brainer.

Westpac has this awesome savings account for kids, it’s called the Bump Savings account and it’s specifically for all kids under the age of 18. It’s designed to kickstart good habits when it comes to saving money in this next generation of our Aussie Kids.

There are no transaction fees, no monthly service fees and a competitive 1.5% p.a. variable interest with an additional 0.8% p.a. if your child’s balance grows month on month.

Better yet it has this “Bumper” offer from Westpac to celebrate their 200th Anniversary…

Parents of babies born in 2017 can set up a Westpac Bump Online Account for their bubs and Westpac will deposit $200 buckeroos into that account which will then be available for your child to withdraw when he or she turns 16.

Seriously, how cool is that?!!

Like… they don’t even need to sing for it!

If you have a baby in 2017, you have until May 2018 to open a Westpac Bump Savings account and receive the $200 deposit from Westpac.

If you pop just $10 bucks a week into that account (and make no withdrawls), that’s only two coffees a week you guys… you could amass close to $10k for your child by the time they turn 16.

Holy bat balls, you’d have to sing a whole lot of carols and sell a truck load of lollies to make that kind of money.

Did you ever do anything questionable to make a buck when you were a kid yourself?
Do you have a savings account set up for your kids?

It’s never too early to teach them about the value of money – check out Westpac’s Bump Savings account to see how you can help set up your kid for future saving success: Westpac.com.au/dearbump

Thursday, 25 January 2018

Life Lately... In a Nutshell

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Yep, so I popped into the blog on the last day of 2017, announced that I was back and then promptly went AWOL again.

Well that was a great comeback huh?!

I guess there was no way of us for-seeing that my dad would be carted off to hospital in a red and white limo and that we could be preparing to face the New Year without him.

He was not a well man, at all, but the thing about my pop is that he is a hellava fighter and thankfully a stubborn bugger to boot and so it shouldn't have been a surprise that he made his own miraculous comeback and is here to give 2018 a red hot go.

For that I am SO grateful, but enough of the scares already thanks dad!

In other news, the hubby and I just celebrated our 22nd wedding anniversary last week.

I know, I KNOW... you are reading this and thinking - "she must have been like 8 or something when she was married because she is wayyyy to young to be celebrating THAT many anniversaries."

Bless your cotton socks, that is far too kind of you.

Oh okay then, just humour me and let me think you were thinking that alright because I do wonder how the hell I got old enough to have been married for 22 years, let alone be the mother of these glorious humans.

Yup, those lovely faces there would be our baby boys.

Our exceptionally BIG baby boys.

Holy Shitballs, they grew up suddenly and with their big feet come big appetites.

Those kids can flipping eat!

The bigger they get, the more horrendous our grocery bill gets and I truly pity the poor checkout assistants that have to listen to me wail every week at the size of the grocery bill... and I only have 3 of them. 

How on earth do you bigger families cope with the shock of the weekly food bill?

I reckon someone should invent a grocery savings plan thingymajig to prepare you for when your baby humans become bigger humans that like to eat... a lot. 

You know, kind of like those school savings accounts that you put money into when your bubs are born so that you can be financially prepared for the costs of school fees and such, except this plan is designed to prepare you for the food bills that will inevitably come given the amount of tucker those little babes will one day eat.

I remember how I used to worry about them NOT eating all their dinner.

Now I worry about them not eating EVERYONE'S dinner if someone dares to turn their back for a second.

It's been so nice to spend time with them these holidays though. 

I'm totally making the most of every precious moment they want to spend with us because I am well aware that given the speed at which time is passing, it won't be long before they are all grown up and off being busy living their own lives.

I can just see it... Carl and I will be happily forking out the big bucks at the grocery store and bribing them with roast dinners just to get them back home again, if only for a few hours.

I am kind of sad the school holidays are coming to an end... but excited to get back in the studio again and get stuck into all the plans I have for Little Lane Workshops this year.

I was hoping we would manage to get away somewhere these holidays... I even had big plans of surprising the hubby and kids with a trip up to Byron in a Winnebago. I found us the 'Bago to hire but then I totally left it too late to book anywhere to park it and so instead, we've been mooching around our local area and holidaying at home.

Good one Sonia!

It's been nice to mooch around for a few weeks though, and it's been a welcome relief from all the hecticness of last year. (is hecticness even a word or did I just make that up because spell check wants me to change it to say heftiness).

Hectic... hefty... whatever you call it...  2017 was a BIG year for us at the workshops. We've been  busy growing and planning, and branching out and working on some awesome collabs which I'm excited to share with you as they unfold. We were also stoked to be able to buy the studio that is home to our business late last year. 

I KNOW right... how terrifyingly grown up of us kids.

The truth is, as scary as it was (because being commercial property owners never even entered our minds before), buying our studio has given us a huge amount of security and peace of mind that the workshops have a permanent home, something that any business owner will agree, sure helps you to sleep at night. 

Having had to of move the business once already just over a year ago because we couldn't get a long term lease, I am relieved that Daydream St is now our permanent address. 

Ha has, Yup for real... we are on Daydream St. Can you think of a better street name to run your dream business from?

I still pinch myself pretty much every single day that I am living my daydream of owning my own business and doing something that makes every bit of my soul happy.

All I am going to say is this - keep on dreaming big you guys, because there is absolutely no reason that those big hairy dreams of yours can become your reality if you truly believe in them.

So that's been us lately... in a nutshell.

What have you been up to?
Got any exciting plans for 2018?