Life Love and Hiccups

Friday, 26 January 2018

Want To Teach Your Kids How To Start Saving? Here's How...

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Brought to you by Westpac

I’ve always had a bit of an entrepreneurial streak running through me. It dates back to one Christmas when I was six years old and my older brother paraded me around the neighbourhood with a piggy bank in hand.

Side by side, we would knock on the neighbourhood doors and then he would gently nudge shove me forward so that when our neighbours opened their doors - there I was ready to (*ahem*) delight them with my (lack of) singing skills.

My job was to look pathetically cute and burst into song as soon as that door opened.

Jingle bells, Silent Night… there were no restrictions put upon my Chrismassy repertoire…Ohhhh I cringe at the thought of me standing there, croaking and squeaking and then finishing with a flamboyant and somewhat awkward curtsy.

That said, if the truth be told, I will be forever grateful to my brother for introducing me to the entrepreneurial world at such a tender age, because that night as I sat on my bed holding my handful of 1, 2 and 5 cents pieces (I got the small coins as my cut of the earnings) my future was sealed and I was destined to go into business for myself however I could.

That’s not such a bad thing…. right?

Fast forward a few years and I am still making a living out of running my own businesses and I’ll happily puff out my chest and delight in the fact that at least one of my very own offspring is quite the budding entrepreneur too.

It would be amiss of me to not mention however, that he is yet to master the more ethical side of trading, evident by the fact that he once made quite a substantial amount from selling ‘bigger’ more ‘impressive looking’ $1 dollar coins to his little brother for $2 bucks a piece, thanks to a sales pitch that went something along the lines of ‘These $1 coins will fill your money box way quicker than those little $2 coins’.

But I’ve got to hand it to him… the kid knows how to slant a pitch.

I’d be lying if I said I wasn’t impressed.

His latest venture was possibly his most lucrative…

He took over the vacated locker of a friend who left his school and used it to black market lollies and chocolates to his school mates at recess and lunchtime. 


*cough cough* although again… perhaps somewhat unethical???

Alas, not to worry, this business didn’t last long as it was shut down pretty quickly once word got out amongst the school faculty… but not before he made a tidy little sum.

Although I admit I am somewhat in awe of this kid of mine, It’s probably about time I don my sensible parent pants and teach my little prodigy how he can turn his hard earned money (excuse me… I just choked a little there) into MORE money… by saving it.

We may not get everything right when it comes to decision making as parents… but I do think that teaching our kids about the importance of saving money for their future is a no brainer.

Westpac has this awesome savings account for kids, it’s called the Bump Savings account and it’s specifically for all kids under the age of 18. It’s designed to kickstart good habits when it comes to saving money in this next generation of our Aussie Kids.

There are no transaction fees, no monthly service fees and a competitive 1.5% p.a. variable interest with an additional 0.8% p.a. if your child’s balance grows month on month.

Better yet it has this “Bumper” offer from Westpac to celebrate their 200th Anniversary…

Parents of babies born in 2017 can set up a Westpac Bump Online Account for their bubs and Westpac will deposit $200 buckeroos into that account which will then be available for your child to withdraw when he or she turns 16.

Seriously, how cool is that?!!

Like… they don’t even need to sing for it!

If you have a baby in 2017, you have until May 2018 to open a Westpac Bump Savings account and receive the $200 deposit from Westpac.

If you pop just $10 bucks a week into that account (and make no withdrawls), that’s only two coffees a week you guys… you could amass close to $10k for your child by the time they turn 16.

Holy bat balls, you’d have to sing a whole lot of carols and sell a truck load of lollies to make that kind of money.

Did you ever do anything questionable to make a buck when you were a kid yourself?
Do you have a savings account set up for your kids?

It’s never too early to teach them about the value of money – check out Westpac’s Bump Savings account to see how you can help set up your kid for future saving success:

Thursday, 25 January 2018

Life Lately... In a Nutshell

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Yep, so I popped into the blog on the last day of 2017, announced that I was back and then promptly went AWOL again.

Well that was a great comeback huh?!

I guess there was no way of us for-seeing that my dad would be carted off to hospital in a red and white limo and that we could be preparing to face the New Year without him.

He was not a well man, at all, but the thing about my pop is that he is a hellava fighter and thankfully a stubborn bugger to boot and so it shouldn't have been a surprise that he made his own miraculous comeback and is here to give 2018 a red hot go.

For that I am SO grateful, but enough of the scares already thanks dad!

In other news, the hubby and I just celebrated our 22nd wedding anniversary last week.

I know, I KNOW... you are reading this and thinking - "she must have been like 8 or something when she was married because she is wayyyy to young to be celebrating THAT many anniversaries."

Bless your cotton socks, that is far too kind of you.

Oh okay then, just humour me and let me think you were thinking that alright because I do wonder how the hell I got old enough to have been married for 22 years, let alone be the mother of these glorious humans.

Yup, those lovely faces there would be our baby boys.

Our exceptionally BIG baby boys.

Holy Shitballs, they grew up suddenly and with their big feet come big appetites.

Those kids can flipping eat!

The bigger they get, the more horrendous our grocery bill gets and I truly pity the poor checkout assistants that have to listen to me wail every week at the size of the grocery bill... and I only have 3 of them. 

How on earth do you bigger families cope with the shock of the weekly food bill?

I reckon someone should invent a grocery savings plan thingymajig to prepare you for when your baby humans become bigger humans that like to eat... a lot. 

You know, kind of like those school savings accounts that you put money into when your bubs are born so that you can be financially prepared for the costs of school fees and such, except this plan is designed to prepare you for the food bills that will inevitably come given the amount of tucker those little babes will one day eat.

I remember how I used to worry about them NOT eating all their dinner.

Now I worry about them not eating EVERYONE'S dinner if someone dares to turn their back for a second.

It's been so nice to spend time with them these holidays though. 

I'm totally making the most of every precious moment they want to spend with us because I am well aware that given the speed at which time is passing, it won't be long before they are all grown up and off being busy living their own lives.

I can just see it... Carl and I will be happily forking out the big bucks at the grocery store and bribing them with roast dinners just to get them back home again, if only for a few hours.

I am kind of sad the school holidays are coming to an end... but excited to get back in the studio again and get stuck into all the plans I have for Little Lane Workshops this year.

I was hoping we would manage to get away somewhere these holidays... I even had big plans of surprising the hubby and kids with a trip up to Byron in a Winnebago. I found us the 'Bago to hire but then I totally left it too late to book anywhere to park it and so instead, we've been mooching around our local area and holidaying at home.

Good one Sonia!

It's been nice to mooch around for a few weeks though, and it's been a welcome relief from all the hecticness of last year. (is hecticness even a word or did I just make that up because spell check wants me to change it to say heftiness).

Hectic... hefty... whatever you call it...  2017 was a BIG year for us at the workshops. We've been  busy growing and planning, and branching out and working on some awesome collabs which I'm excited to share with you as they unfold. We were also stoked to be able to buy the studio that is home to our business late last year. 

I KNOW right... how terrifyingly grown up of us kids.

The truth is, as scary as it was (because being commercial property owners never even entered our minds before), buying our studio has given us a huge amount of security and peace of mind that the workshops have a permanent home, something that any business owner will agree, sure helps you to sleep at night. 

Having had to of move the business once already just over a year ago because we couldn't get a long term lease, I am relieved that Daydream St is now our permanent address. 

Ha has, Yup for real... we are on Daydream St. Can you think of a better street name to run your dream business from?

I still pinch myself pretty much every single day that I am living my daydream of owning my own business and doing something that makes every bit of my soul happy.

All I am going to say is this - keep on dreaming big you guys, because there is absolutely no reason that those big hairy dreams of yours can become your reality if you truly believe in them.

So that's been us lately... in a nutshell.

What have you been up to?
Got any exciting plans for 2018?

Sunday, 31 December 2017

Just A Break... Not A Break Up

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Well hi there you guys...

You guys?

Is anyone still there?

It's been a long time since I last wrote on here... so long in fact that I kinda sorta almost FORGOT how to even get into my blog.

I've wanted to start writing again, for soooo long now actually... but the timing just always seemed kind of... I don't know... off?

So many times in this past 6 months I have made it as far as saying "right, today is the day" but then something happened... something big, like terror attacks around the world, or someone I love had a big thing going on and then I just felt so... awkward about sitting down and writing about my average day.

I questioned myself... like who really gives a fuck if I went to lunch at such and such, or I made over a room or I had some big epiphany about how I don't actually like fennel or some other lame ass realisation. Who cares about my obscure fears or random musings when there is REAL shit going on in the world.

Does that even make sense?

It's sort of hard to verbalise... I lost my voice for a while, and when I found it... I just kinda felt so insignificant in the bigger picture and therefore lost my nerve to speak.

That's not the only reason I took a break from blogging.

On a number of occasions over the past year I have found myself asking.... has blogging changed or have I?

It just seemed that there was a once upon of time when blogging was so much easier. 

I mean, you wrote and I read. I wrote and you read and yada yada.

When we could, we left a comment on each others posts, we chatted on FB or instagram and if you were lucky you got to meet your mates every now and then at some bloggy event.

But then the bloggy world changed.... the number of blogs increased at a massive rate. Sponsorships and monetisation became a viable opportunity but with that came a focus on numbers and stats, and online cliques and comparison. 

Snark sites emerged, FB & insta insights became important, Facebook wanted us to pay to speak to our communities, and follow/unfollow and analytic apps became yet another way for ones insecurities to go to town with an all expenses paid trip courtesy of our confidence and sanity.


The more my insecurities grew, the more I withdrew and became private and guarded of my everyday life. I compared myself constantly and I questioned myself and my worthiness.

I lost my ability to share.

And so I took a break from the online world, granted a much longer break than I originally planned.

I stopped reading blogs and spending so much time online. I avoided online groups and social media for anything other than work, and I said no thank you to sponsorships and invites to events and reviews and all the stuff that I had been fortunate enough to experience in the past because of blogging.

I guess you could say I went AWOL or some might say I did an online detox.

Regardless of whatever label we give it, the biggest lesson I learned in my absence was that I miss blogging. I like writing on my blog and I like reading blogs. I enjoy taking photos and capturing moments and recording how I am feeling at the different stages of my life.

I missed sharing those moments and feelings and I missed the community we created together.

I missed my little place on the internet where I found comfort in sharing the randomness that floats through my head at any given moment.

I realised that I like looking at pretty things, making pretty things and sharing pretty things and I like being able to sit down at my computer and confess to my screw ups, rejoice in my wins, commiserate when our worlds are sad, and generally just chew the fat we call life.

And that's ok to like all those things.

I just needed to find my balance... a flow that works for me and that can adapt as my needs change.

Maybe I needed to feel insignificant in this big old world for a while. Maybe I needed my confidence to be shaken so that I could put it back together again in a way that fits me better and maybe I needed to experience all the negative emotions that the online world can conjour so I know exactly what I don't want my blog or me to be or succumb to.

I guess it will be a work in progress, a suck and see and make it up as I go kind of process... not surprising really given I myself have always been and always will be - a work in progress.

Anyways, enough already with my rambling. I have loads to share with you about what we have been up to this past 6 months and  I have lots to catch up on with what YOU have been up to as well.

The good news is, there is no need to rush things... I'm back, it was just a break and NOT a break up and I don't plan on running away again for a while.

Besides, it may be the last day of the year and all that... but we have a whole new chapter ahead of us.

Happy New Years you guys... it's so bloody good to be back!

Ok... so I know we have so much to catch up on, but if anyone is there and reading my rambling, I'd love you to say hello.
Tell me - what's been going on with you? 
What are your plans for the New Year?
Have you ever lost your voice so to speak?

Header Photo by Kristopher Roller on Unsplash